Commercial real estate
Buy the building you work in, or build out the one you lease.
Owner-occupied real estate loans for businesses that would rather pay themselves than a landlord. We finance purchases, refinances and improvements to the space you operate from.
- Amounts
- $250,000 to $5 million
- Term
- Up to 25 years
- Repayment
- Fixed or adjustable rate
- Secured by
- The property
What it's for
- Buying your building
- Refinancing a property you own
- Improvements to space you occupy
What we look for
- Your business using at least half the space
- Three or more years in business
- A down payment of 10% or more
Recent requests
- A clinic buying the floor it leases
What your officer will ask for
- Business tax returns for the last two years
- This year's profit and loss statement and balance sheet
- Three months of business bank statements
- A list of the business's current debts
- For equipment: the vendor's quote or invoice